Sustainability at Our Core
Nabil Sustainable Banking
Nabil Sustainable Banking (NSB) stands at the forefront of Nepal’s green transformation, pioneering finance that drives inclusive growth, measurable impact, and shared prosperity. Launched on the occasion of National Paddy Day (15th Ashad 2078), NSB is an impact driven initiative with a vision to transform the financial landscape through the integration of Environmental, Social, and Governance (ESG) principles across the Bank’s business and operations.
Aligned with Nepal’s national priorities including the commitment to achieve the UN Sustainable Development Goals (SDGs) by 2030 and Net Zero emissions by 2045, NSB emphasizes environmental stewardship, social inclusion, and ethical governance, driving progress for people, planet, and prosperity.
At the core of NSB’s mission lies a commitment to harmonize financial viability with planetary and societal well being. From financing hydropower and solar energy projects to promoting deprived sector lending, and from empowering women and marginalized communities to implementing impactful CSR initiatives, Nabil Sustainable Banking continues to lead Nepal’s sustainable finance movement, empowering responsible investments that sustain the environment, uplift communities, and strengthen governance integrity.
Bank’s Sustainability Commitment
The Bank’s major commitment under sustainable banking as stated in board approved Sustainable Banking policy are:
Commitment on Sustainable Development Goals
Nabil Bank reaffirms its unwavering commitment to advancing the United Nations Sustainable Development Goals (SDGs) by integrating ecological, social, economic, and partnership based priorities into its core business and decision making processes in line with the multi layered framework of the Stockholm Resilience Centre.
Commitment on Carbon Neutrality by 2045
Aligned with Nepal’s national ambition of achieving net zero emissions by 2045, Nabil Bank commits to progressively reducing its operational and financed emissions, embedding low carbon practices across its operations, and scaling sustainable finance solutions that contribute to a climate resilient future for Nepal.
Commitment on Zero Tolerance
Upholding the highest standards of ethics, governance, and transparency, the Bank enforces zero tolerance for bribery, corruption, tax evasion, unethical conduct, discrimination, violence, harassment, or any violation of human rights. Guided by our Code of Conduct and Whistleblowing Policy, we remain fully committed to fostering a fair, respectful, and accountable organizational culture that reflects our values and responsibilities toward every stakeholder.
Sustainable Banking Product
Climate Action
- Commitment aligned to Net zero target to Nepal Government by 2045
- Green office Practices
- Green Financing & Low Carbon Transition product promotion
- Promotion of Circular economy, Resource Efficiency & Operational Sustainability
- Biodiversity & Ecosystem Support
Sustainability Milestone of Nabil Bank
Some glimpse of sustainability milestone of Nabil Bank during fiscal year 2025/26 is furnished below. The detail achievements are furnished in Annual report and Sustainability report published by the bank.
ESG & Sustainable Banking Governance
ESG Performance Dashboard
| Dimension | Key Performance Indicator | Status (FY 2024/25) |
|---|---|---|
| Environmental | Avoided emissions from financed RE (tCO2e) | 15,974.47 tCO2e (Hydro & Solar) |
| Water Conservation (Annual) | 262,804 Liters | |
| Green Financing |
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| Sustainable financing |
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| Social | Financial Inclusion and Access |
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| Community |
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| Diversity and Inclusion |
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| People & Customer |
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| Governance | Good Governance, Compliance and Disclosure | Voluntary and regulatory disclosure are made through Regulatory process, Quarterly updates, Sustainability reporting, Annual Reports |
| ESRM Screening Coverage | Integrated as per NRB Directive for Loan portfolio which also include climate risk assessment. | |
| Labor audit compliance status | Complied | |
| Compliance and Reporting to NRB, SEBON and other regulatory body | All Complied |
Sustainable Banking Partners
| Partner | Objectives | Impact |
|---|---|---|
| GIZ Nepal - Set4NPL Project | To replace diesel-based public transport with electric vehicles | Grants distributed to selected and qualified vendors for commercial EV sales; implemented from 2025 |
| Sahaj Project | To finance agri-SMEs in Koshi Province and build the Bank’s institutional capacity | Customer orientation trainings, staff trainings and support for digitization of the loan onboarding platform |
| Sakchyam – Access to Finance | To design and implement SME-focused strategies to enhance banking services for SMEs in Nepal | Specialized SME products launched, more than 1,250 beneficiaries supported and capacity-building programs conducted for approximately 300 staff |
| USAID Trade and Competitiveness | To enhance access to agricultural finance in Lumbini Province | Agriculture advisors appointed, targeted agri-SME jingles developed, training conducted and promotional materials distributed |
| United Nations Capital Development Fund (UNCDF) | To promote digital banking access for youth and women through QR code initiative | 6,881 individuals enrolled in QR program; 2,647 women and youth QR merchants established; 2,775 previously unbanked QR merchants onboarded |
| Partnership for Carbon Accounting Financials (PCAF) | To publish greenhouse gas emission measurement reports | GHG emission measurement reports published in 2023, 2024, and 2025 |
| AEPC / Nepal Renewable Energy Program (NREP) | To build renewable energy financing portfolio through loss guarantee and interest rate buy-down support | Partners onboarded for solar photovoltaic and pellet/briquette installation; loan loss guarantee and interest rate buy-down facilities provided |
| CTEVT | To provide access to finance for CTEVT-trained businesses and startups | Access to finance provided |
| Doko Recyclers | To support circular economy through waste paper management and recycling | 28 tons of paper recycled, 87 kiloliters of water saved, 65,000 kWh electricity saved and 527 trees saved |
| Smart Paani Pvt. Ltd. | To install rainwater harvesting system at Nabil | Rainwater harvesting system installed at Head Office; 262,000+ liters of rainwater collected annually |
| National Youth Council | To provide entrepreneurship and financial literacy | Financial and entrepreneurship literacy programs conducted in Jumla (Tila) and Baitadi (Pancheshwar) |
| Confederation of Nepalese Industries (CNI), Women Leadership Forum (WLF), Women Empowerment Development Center | To provide financing and banking access to women entrepreneurs and farmers | Training provided to rural branches |
| Municipalities (19 Local Governments) | To collaborate on financial inclusion and entrepreneurship programs | NPR 1.3 billion loan disbursed |
| Heifer International Nepal | To expand access to finance for small farmers recommended by Heifer | NPR 11 million disbursed from Tansen branch |
Annual Sustainability Report
Bank has been publishing Sustainability and ESG report incorporating the same in Annual Report of the Bank.